:root { --ink:#102f2a; --forest:#123b34; --cream:#f4f0e7; --gold:#e7a83a; --coral:#e8714d; --white:#fffdf8; }
*{box-sizing:border-box} html{scroll-behavior:smooth} body{margin:0;background:var(--cream);color:var(--ink);font-family:Arial,Helvetica,sans-serif} a{color:inherit;text-decoration:none}
.site-header{height:92px;padding:0 clamp(22px,5vw,76px);display:flex;align-items:center;justify-content:space-between;background:var(--cream);border-bottom:1px solid rgba(16,47,42,.14);position:relative;z-index:20}.brand{display:flex;align-items:center;gap:12px;text-transform:uppercase;font-size:11px;line-height:1.25;letter-spacing:1.8px}.brand b{font-size:13px}.brand-mark{width:42px;height:42px;border-radius:50% 50% 48% 52%;display:grid;place-items:center;background:var(--gold);font-family:Georgia,serif;font-weight:bold;font-size:17px;letter-spacing:-1px;color:var(--forest)}nav{display:flex;gap:36px;font-size:13px;font-weight:bold}nav a:hover{color:var(--coral)}
.button{display:inline-flex;align-items:center;justify-content:center;gap:25px;background:var(--coral);color:white;padding:18px 23px;font-size:13px;font-weight:bold;border-radius:2px;transition:.2s}.button:hover{background:#cf5938;transform:translateY(-2px)}.button-small{padding:13px 18px;gap:15px}.eyebrow{display:flex;align-items:center;gap:10px;text-transform:uppercase;letter-spacing:2.2px;font-size:11px;font-weight:bold;color:rgba(255,255,255,.72)}.eyebrow span{width:28px;height:2px;background:var(--gold)}.eyebrow.dark{color:#62736d}
.hero{min-height:670px;background:var(--forest);color:white;display:grid;grid-template-columns:1.08fr .92fr;overflow:hidden}.hero-copy{padding:92px 5vw 54px 8vw;position:relative;z-index:2}.hero h1{font-family:Georgia,'Times New Roman',serif;font-size:clamp(52px,6vw,86px);line-height:.99;letter-spacing:-3px;margin:28px 0}.hero h1 em{font-weight:normal;color:var(--gold)}.hero-lede{max-width:610px;font-size:18px;line-height:1.72;color:#d6e0dc}.hero-actions{display:flex;align-items:center;gap:30px;margin-top:34px}.text-link{font-weight:bold;font-size:13px;border-bottom:1px solid currentColor;padding:12px 0}.text-link span{margin-left:12px}.trust-row{display:flex;align-items:center;gap:14px;margin-top:70px;color:#b8c8c3;text-transform:uppercase;font-size:9px;letter-spacing:1.4px;font-weight:bold}.trust-row i{width:4px;height:4px;background:var(--gold);border-radius:50%}
.hero-visual{position:relative;background:linear-gradient(145deg,#d4b870,#efc778 48%,#e99d4e);overflow:hidden}.hero-visual:before{content:"";position:absolute;inset:0;background:repeating-linear-gradient(120deg,transparent 0 42px,rgba(255,255,255,.06) 43px 44px)}.sun{position:absolute;width:440px;height:440px;border:1px solid rgba(255,255,255,.45);border-radius:50%;top:70px;right:-100px;box-shadow:0 0 0 70px rgba(255,255,255,.09),0 0 0 140px rgba(255,255,255,.05)}.california-card{position:absolute;top:155px;left:9%;right:10%;padding:44px;background:rgba(255,253,248,.94);color:var(--forest);box-shadow:0 30px 60px rgba(36,47,38,.22);transform:rotate(-2deg)}.california-card p{text-transform:uppercase;letter-spacing:2px;font-size:10px;font-weight:bold;color:#a55d38}.california-card strong{display:block;font:38px/1.15 Georgia,serif;margin:20px 0}.california-card span{font-size:10px;text-transform:uppercase;letter-spacing:1.4px}.card-line{height:1px;background:#bdc4be;margin:28px 0}.mini-card{position:absolute;right:5%;bottom:75px;background:var(--forest);padding:18px 24px;color:white;display:flex;align-items:center;gap:14px;box-shadow:0 18px 30px rgba(0,0,0,.18)}.mini-card .check{background:var(--gold);color:var(--forest);width:28px;height:28px;border-radius:50%;display:grid;place-items:center;font-weight:bold}.mini-card small,.mini-card b{display:block}.mini-card small{text-transform:uppercase;font-size:8px;letter-spacing:1.5px;color:#b8c8c3;margin-bottom:3px}.mini-card b{font-size:12px}
.marquee{height:58px;display:flex;align-items:center;justify-content:center;gap:28px;background:var(--gold);overflow:hidden;white-space:nowrap;font-size:10px;font-weight:bold;letter-spacing:2px}.marquee b{font-size:13px;color:var(--coral)}
.section{padding:110px clamp(24px,8vw,120px)}.section-heading{display:grid;grid-template-columns:1fr .7fr;align-items:end;gap:70px;margin-bottom:65px}.section-heading h2,.about h2,.risk-band h2,.cta h2{font:clamp(40px,4.5vw,64px)/1.06 Georgia,serif;letter-spacing:-1.8px;margin:22px 0 0}.section-heading>p{line-height:1.75;color:#64736f;max-width:500px}.service-grid{display:grid;grid-template-columns:repeat(2,1fr);border-top:1px solid #c7cec8;border-left:1px solid #c7cec8}.service-card{padding:44px;border-right:1px solid #c7cec8;border-bottom:1px solid #c7cec8;min-height:330px;transition:.2s}.service-card:hover{background:var(--white);transform:translateY(-4px)}.service-number{color:var(--coral);font:italic 17px Georgia,serif}.service-card h3{font:32px Georgia,serif;margin:34px 0 18px}.service-card p{line-height:1.7;color:#66726f;max-width:520px}.tags{display:flex;flex-wrap:wrap;gap:8px;margin-top:26px}.tags span{padding:8px 11px;border:1px solid #cbd1cc;border-radius:20px;text-transform:uppercase;font-size:8px;letter-spacing:1px;font-weight:bold}
.risk-band{background:var(--coral);color:white;padding:85px clamp(24px,8vw,120px);display:grid;grid-template-columns:1fr .65fr;gap:80px;align-items:center}.risk-band>div{display:flex;gap:22px}.large-quote{font:90px Georgia,serif;color:var(--gold);line-height:.7}.risk-band h2{font-size:clamp(38px,4vw,57px);margin:0}.risk-band p{font-size:17px;line-height:1.8;color:#fff1eb}
.compact{grid-template-columns:1fr}.steps{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid #bdc8c1}.steps article{padding:34px 28px 20px 0;min-height:240px;border-right:1px solid #bdc8c1;margin-right:28px}.steps article:last-child{border:0;margin:0}.steps article>span{font:italic 16px Georgia,serif;color:var(--coral)}.steps h3{font:30px Georgia,serif;margin:38px 0 16px}.steps p{font-size:14px;line-height:1.7;color:#64736f}
.about{display:grid;grid-template-columns:1fr 1fr;background:var(--ink);color:white}.about-art{min-height:670px;background:var(--gold);position:relative;overflow:hidden;display:grid;place-items:center}.about-art>span{position:relative;z-index:2;font:italic clamp(62px,9vw,130px)/.72 Georgia,serif;color:var(--forest);text-align:center;letter-spacing:-7px}.arch{position:absolute;width:68%;height:80%;bottom:-26%;border-radius:50% 50% 0 0;background:var(--coral);border:25px solid rgba(255,255,255,.2)}.about-copy{padding:90px clamp(40px,7vw,100px)}.about-copy>p:not(.eyebrow){font-size:17px;line-height:1.75;color:#c8d4d0}.about ul{list-style:none;padding:0;margin:35px 0 0;border-top:1px solid rgba(255,255,255,.2)}.about li{padding:20px 0;border-bottom:1px solid rgba(255,255,255,.2);display:grid;grid-template-columns:160px 1fr;gap:20px}.about li b{font:19px Georgia,serif;color:var(--gold)}.about li span{font-size:13px;line-height:1.6;color:#bdcbc7}
.cta{text-align:center;background:#e9b545;padding:105px 24px;color:var(--forest)}.cta .eyebrow{justify-content:center;color:#7a581c}.cta h2{font-size:clamp(48px,6vw,78px)}.cta>p:not(.eyebrow){max-width:620px;margin:25px auto;line-height:1.7}.centered{justify-content:center}.button.light{background:var(--forest)}.button.light:hover{background:#09241f}.light-link{color:var(--forest)}
footer{min-height:210px;padding:50px clamp(24px,6vw,90px);background:#0b2823;color:white;display:grid;grid-template-columns:1fr 1fr 1fr;align-items:start;gap:30px}footer p{font:20px Georgia,serif;color:#b8c8c3;margin:10px 0}footer>div{display:flex;justify-content:flex-end;gap:25px;font-size:12px;font-weight:bold}footer small{grid-column:1/-1;border-top:1px solid rgba(255,255,255,.15);padding-top:22px;color:#829a93}.footer-brand .brand-mark{color:var(--forest)}
@media(max-width:900px){nav{display:none}.hero{grid-template-columns:1fr}.hero-copy{padding:75px 7vw 60px}.hero-visual{min-height:500px}.section-heading,.risk-band,.about{grid-template-columns:1fr}.steps{grid-template-columns:1fr 1fr}.section-heading{gap:20px}.about-art{min-height:520px}.risk-band{gap:35px}.trust-row{margin-top:50px}.site-header .button{display:none}}
@media(max-width:620px){.site-header{height:78px}.hero h1{font-size:52px;letter-spacing:-2px}.hero-actions{align-items:flex-start;flex-direction:column;gap:12px}.trust-row{flex-wrap:wrap}.hero-visual{min-height:390px}.california-card{top:60px;padding:28px}.california-card strong{font-size:30px}.mini-card{bottom:28px}.section{padding:75px 22px}.service-grid{grid-template-columns:1fr}.service-card{padding:32px 26px}.steps{grid-template-columns:1fr}.steps article{min-height:auto;padding-bottom:35px}.risk-band{padding:65px 24px}.risk-band>div{gap:10px}.large-quote{font-size:60px}.about li{grid-template-columns:1fr;gap:7px}.about-copy{padding:70px 25px}.about-art{min-height:390px}.about-art>span{font-size:72px}.marquee{justify-content:flex-start}.cta{padding:80px 22px}footer{grid-template-columns:1fr}footer>div{justify-content:flex-start}footer small{grid-column:1}.hero-actions.centered{align-items:center}.button{width:100%}}